21-year-old Julia Merfeld of Muskegon, Michigan tried to hire a HITMAN to KILL HER HUSBAND . . . and she was caught on tape saying killing him would be easier than DIVORCING him. She was also after the $400,000 she'd get from life insurance. She'd approached a co-worker about bumping off her husband, and he told the cops. So an undercover cop posed as a hitman, set up a meeting, and secretly videotaped Julia. She offered him $50,000 to kill her husband and make it look like a robbery, and now she's facing between six years in prison to LIFE for solicitation of murder.